Last Updated: April 18, 2026
By using SmartSpend, you agree to these terms. Please read them carefully.
You must follow any policies made available to you within the Services.
Don’t misuse our Services. For example, don’t interfere with our Services or try to access them using a method other than the interface and the instructions that we provide.
You need a SmartSpend Account in order to use our Services. To protect your Account, keep your password confidential. You are responsible for the activity that happens on or through your SmartSpend Account.
SmartSpend’s privacy policies explain how we treat your personal data and protect your privacy when you use our Services. By using our Services, you agree that SmartSpend can use such data in accordance with our privacy policies.
Our Services allow you to upload, submit, store, send or receive content. You retain ownership of any intellectual property rights that you hold in that content. In short, what belongs to you stays yours.
We are constantly changing and improving our Services. We may add or remove functionalities or features, and we may suspend or stop a Service altogether.
You can stop using our Services at any time, although we’ll be sorry to see you go. SmartSpend may also stop providing Services to you, or add or create new limits to our Services at any time.